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Funding is available to Lowell homeowners for repairs and upgrades

The City of Lowell Rehabilitation Program is designed to help residents upgrade their homes and improve living standards. The program is available to low to moderate income earners. Home owners use the program for combined or single projects such as electrical upgrades, plumbing and heating systems, kitchen and bathroom upgrades, roofs, flooring and windows.

This is an excellent way for elders and other home owners to invest in their homes with loans at 0% interest. The work is supervised by a project manager through The City of Lowell. The home will meet health and safety requirements when the work is completed. Homes built before 1978 may require de-leading as part of the rehabilitation. Loans are repaid when the homeowner sells, refinances (If taking a cash out) or transfers the deed (adding someone to the deed). The application and qualification process is not complicated. Ed Alcantara of the Merrimack Valley Housing Partnership assists with the application and paperwork. Contact Ed with application questions at 978-459-8490 or

INCOME LIMITS for “Rehab Program”

Family Size /  Maximum Annual Household Income

  1. $52,850
  2. $60,400
  3. $67,950
  4. $75,500
  5. $81,550
  6. $87,600
  7. $93,650
  8. $99,700