City of Lowell Home Rehabilitation Program

Funding is available to help Lowell homeowners make critical repairs and improvements.

The City of Lowell Rehabilitation Program helps income-eligible homeowners improve the safety, quality, and longevity of their homes. This program is designed for low- and moderate-income households and provides affordable financing to complete necessary repairs and upgrades. Homeowners use the program for a combined or single project, such as electrical upgrades, plumbing, and heating systems, kitchen and bathroom upgrades, roofs, flooring, and windows.

For many residents—especially seniors—this program offers an opportunity to invest in their home with 0% interest financing, making essential repairs more affordable.

All work is overseen by a City-assigned Project Manager to ensure quality and compliance. Once completed, the home will meet current health and safety standards.

Family Size / Maximum Annual Household Income Limits

Family Size = 1$73,200
Family Size = 2$83,650
Family Size = 3$94,100
Family Size = 4$104,550
Family Size = 5$112,950
Family Size = 6$121,300
Family Size = 7$129,650
Family Size = 8$138,050

Loans are repaid when the homeowner sells, refinances, transfers the deed, or adds someone to the deed.

Contact MVHP with questions at 978-459-8490 or mvhp@mvhp.org.