Credit Reports

How to Obtain A Consumer Credit Report

It is advisable to obtain a copy of your credit report before starting the home buying process.  There are two ways to obtain your credit report.

We can provide a single report which includes credit scores from all three credit bureaus.  The fee for this is $20.  If you would like us to get your report, please complete the application and mail/fax to us.

If you would like to obtain a free copy of your credit report directly from the three bureaus, please follow the instructions below.  Be advised that credit scores are not provided with the free reports.

Download a Credit Report Request Form in English (PDF. File)
Download a Credit Report Request Form in Spanish (PDF. File)

CALL OR WRITE TO ONE OF THE THREE NATIONAL CREDIT BUREAUS LISTED BELOW.

YOU ARE ALLOWED ONE FREE REPORT PER YEAR

EXPERIAN (PREVIOUSLY TRW) PO BOX 749 ALLEN, TX 75013 888-397-3742

TRANS UNION 760 W. SPROUL ROAD SPRINGFIELD, PA  19064-0390 800-888-4213

EQUIFAX PO BOX 740241 ATLANTA, GA 30374 800-685-1111

 

What to include in the request

FULL NAME INCLUDING MIDDLE INITIAL AND JR., SR., ETC.

FIRST NAME OF SPOUSE

CURRENT ADDRESS SINCE: (mo/yr)       SINCE:

PREVIOUS ADDRESSES (if you have moved in the last 2 years)

SOCIAL SECURITY NUMBER

SOCIAL SECURITY NUMBER OF SPOUSE

DATE OF BIRTH

DAY AND EVENING TELEPHONE NUMBERS

PHOTO COPY OF A DRIVER’S LICENSE OR COPY OF RECENT UTILITY BILL OR SOME OTHER STATEMENT INDICATING YOUR CURRENT ADDRESS